I (again) almost bought an online course worth several thousand euros. And yet, I am not in sync.
What's the difference this time? It's because I didn't “act out.”
Money, a source of many worries, is omnipresent in our lives, and running out of it is often synonymous with a decrease in the quality of life.
It is now estimated that a rich and single person earns around just over 3800 euros per month. But, poor or rich, if a phase falls on us as if out of “disillusionment”, spending astronomical amounts on things that do not really make sense or coherence can really put us in a bad mood.
Personally, I have already bought a van to fit it up and go around the world. I never set it up or went around the world. I spent thousands of dollars on online courses to try and get rich. Failed.
In short, the hypomanic or manic phases can be a real wound for our bank account and put us in delicate financial situations.
So let's see together the probable causes of this phenomenon, the consequences that this can generate and the remedies that can be put in place to overcome this difficulty.
It is commonly accepted that a person who is bipolar, mainly in manic phase, may have excessive, impulsive and risky financial behaviors.
What's interesting to explore is the relationship between impulsivity, anxiety, and stress.
Let me remind you here that one of the factors of bipolarity is a high vulnerability to stress. So the more stressed a bipolar person is, the more likely they are to have depressive or manic phases.
However, during a manic phase, as we said a little above, the risks of impulse spending increase sharply since the person concerned does not think about the possible consequences of their actions.
So, if we make the connection, stress causes manic phases that lead to impulsivity. And increased stress increases impulsivity. Interesting.
Would everything start from this stress tolerance?
In any case, what is certain is that a serene person in their life has fewer phases and therefore less impulsiveness and therefore less excessive spending.
But what are the consequences that these can have compulsions to buy ?
Bankruptcy, bank account deficit, banking ban, consumer credit contraction, risky behavior are all consequences that it is of course preferable to avoid.
When you are in Hypomanic phase or even more so in the manic phase, the tendency is to exacerbate existing possibilities. Thus, becoming a millionaire in less than 30 days becomes something completely plausible, the expenses made also become justified and even self-advised. Because yes, who says manic phase, necessarily means exaggerated self-confidence.
But the problem is not the fall. It's landing.
And this one is often quite violent in view of the consequences of spending committed during the phase.
Unfortunately already sometimes in a precarious financial situation, the person concerned can then find himself under bad auspices when the phase is finally over. And beyond the significant financial losses, this can push the person to commit suicide.
The best defense is the attack. So before you get into a manic phase, it's best to prevent and avoid it. And as we saw above, one of the best ways to avoid a manic phase is to avoid stress as much as possible.
And how do you avoid stress as much as possible? You got it right, it's The construction of an entire system combining therapy, psychiatric follow-up, pro-personal balance, relational support and optimized lifestyle. Taking care of your diet, engaging in regular physical activity and maintaining quality sleep are therefore crucial elements in reducing stress and therefore the risk of phases.
With all this, you will be at the top to overcome a possible new phase. But if by accident, a phase still comes to the end of its nose, here is a non-exhaustive list of some tips that could save you a few pennies:
So many small things that, sometimes combined, can make a big difference at the end of the month.
I understand it, you can feel dependent or even infantilized when you use certain solutions. But isn't prevention better than cure when it comes to money? Because concretely, this money will be lost.
So, even if it seems that money does not buy happiness, it is still quite useful at the moment, so try to make sure you do not find yourself in a financially delicate situation by Anticipating your phases or by using the various solutions mentioned just above.
With that, be well.
